:root{--navy:#0b2a4a;--blue:#0e6aa8;--teal:#0e8a7b;--light:#eef5f8;--ink:#1a2b36;--muted:#5b6b76;--gold:#f2b705;--white:#fff}
*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);line-height:1.65;font-size:17px;background:#fff}
a{color:var(--blue)}header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:20}
.topbar{max-width:1100px;margin:0 auto;padding:12px 18px;display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}
.brand{font-weight:800;font-size:20px;line-height:1.2;color:#fff;text-decoration:none}.brand small{display:block;font-size:12px;font-weight:600;letter-spacing:.06em;color:#bcd7e8;text-transform:uppercase}
.callbtn{background:var(--gold);color:#12222e;font-weight:800;text-decoration:none;padding:11px 18px;border-radius:8px;white-space:nowrap}
nav{background:#12395f}nav ul{max-width:1100px;margin:0 auto;padding:0 18px;list-style:none;display:flex;gap:4px;flex-wrap:wrap}nav a{color:#fff;text-decoration:none;padding:11px 12px;display:block;font-size:15px}nav a:hover{background:#1d4f7d}
main{max-width:1100px;margin:0 auto;padding:10px 18px 80px}.hero{background:linear-gradient(135deg,#0b2a4a,#0e6aa8);color:#fff;border-radius:14px;padding:30px 26px;margin:18px 0}
.hero h1{margin:0 0 12px;font-size:clamp(28px,4.5vw,42px);line-height:1.15}.summary{font-size:18px;background:rgba(255,255,255,.12);padding:14px 16px;border-left:4px solid var(--gold);border-radius:6px}
.answer{background:var(--light);border:1px solid #cfe0e8;border-radius:10px;padding:18px 20px;margin:22px 0}.answer h2{margin-top:0}
h2{font-size:25px;line-height:1.3;margin-top:34px;color:var(--navy)}h3{font-size:19px;color:var(--navy);margin-top:24px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px;margin:18px 0}.card{border:1px solid #d7e2e8;border-radius:10px;padding:18px;background:#fff}.card h3{margin:0 0 6px}.card p{margin:0;color:var(--muted)}
table{width:100%;border-collapse:collapse;margin:16px 0}th,td{border:1px solid #d7e2e8;padding:10px;text-align:left;vertical-align:top}th{background:var(--light)}
.cta{background:#fff7dd;border:1px solid #ecd27a;border-radius:10px;padding:18px 20px;text-align:center;margin:26px 0}.cta a{font-size:20px;font-weight:800;color:var(--navy)}
.badge{display:inline-block;background:var(--teal);color:#fff;padding:4px 10px;border-radius:20px;font-size:13px;font-weight:700;margin:2px 4px 2px 0}
.faq{border-top:1px solid #d7e2e8;padding:14px 0}.faq h3{margin:0 0 6px}
footer{background:var(--navy);color:#d7e6ef;padding:30px 18px}footer .wrap{max-width:1100px;margin:0 auto}footer a{color:#fff}
.sticky{position:fixed;left:0;right:0;bottom:0;background:var(--navy);padding:10px;text-align:center;z-index:30;display:none}
.sticky a{background:var(--gold);color:#12222e;font-weight:800;text-decoration:none;padding:12px 22px;border-radius:8px;display:inline-block}
.breadcrumb{font-size:14px;color:var(--muted);margin:14px 0 0}.breadcrumb a{color:var(--muted)}
.gallery{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;margin:22px 0}figure{margin:0;border:1px solid #d7e2e8;border-radius:10px;overflow:hidden;background:#fff}figure img{width:100%;height:auto;display:block}figcaption{padding:12px 14px;font-size:15px;color:var(--muted)}figcaption strong{color:var(--navy);display:block;font-size:16px;margin-bottom:4px}
.trust{font-size:14px;color:var(--muted);margin:10px 0 0}
.herometa{margin-top:18px;background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.25);border-radius:10px;padding:14px 16px;font-size:15px}.herometa p{margin:7px 0}.chip{display:inline-block;background:rgba(255,255,255,.18);border:1px solid rgba(255,255,255,.35);padding:3px 9px;border-radius:20px;margin:2px 4px 2px 0;font-size:14px}.chiplink{display:inline-block;background:#f2b705;color:#12222e;font-weight:700;text-decoration:none;padding:4px 10px;border-radius:20px;margin:2px 4px 2px 0;font-size:14px}.logoimg{height:42px;width:auto;vertical-align:middle;border-radius:8px}.brandline{display:flex;align-items:center;gap:10px}
@media(max-width:700px){body{font-size:16px}nav a{padding:9px 8px}.sticky{display:block}main{padding-bottom:110px}.hero{padding:24px 18px}}